US Credit Card Report editorial image; rules and offers verified August 2026- Check first：Chase Ultimate Rewards transfers to Aeroplan receive a 20% promotion; eligible Chase Aeroplan primary cardmembers may stack another 10% for up to 30% total.
- Nearest deadline：Eligible U.S. financial or hotel points can earn 10% extra Asia Miles after registration through August 28.
- Core rule：Find bookable space, calculate taxes and review cancellation terms before making an irreversible transfer.
| Transfer from | Transfer to | Current bonus | Key condition | Deadline |
|---|---|---|---|---|
| Chase Ultimate Rewards | Air Canada Aeroplan | 20%; up to 30% for eligible Aeroplan cardmembers | The extra 10% requires a single transfer of at least 50,000 UR and is capped at 25,000 bonus points per calendar year | Sept. 30, 2026 |
| Eligible U.S. financial and hotel programs | Cathay Asia Miles | 10% | Register first, then transfer from a partner listed for the U.S. campaign | Aug. 28, 2026 |
Chase Ultimate Rewards to Aeroplan: 20%, or up to 30%
Through September 30, 2026, eligible Chase Ultimate Rewards transfers to Air Canada Aeroplan receive a 20% bonus. At the normal 1:1 rate, 10,000 UR becomes 12,000 Aeroplan points. The live transfer screen controls if its terms differ.
A Chase Aeroplan primary cardmember may stack the card's separate 10% transfer benefit. Air Canada's terms require a single transfer of at least 50,000 Ultimate Rewards points from an eligible Chase card into the primary cardmember's linked Aeroplan account. The card must be active and in good standing, and the extra benefit is capped at 25,000 points per calendar year.
When every condition is met, 50,000 UR produces 60,000 points from the 20% promotion plus 5,000 points from the cardmember benefit, or 65,000 total. The correct effective ratio is 1:1.3; an incorrect ratio in the old article has been fixed.
- 20% promotion: 10,000 UR → 12,000 Aeroplan points.
- Stacked cardmember example: 50,000 UR → 65,000 Aeroplan points if all terms are met and the annual cap remains available.
- Air Canada says the separate 10% cardmember bonus should post within seven days after a completed transfer.
- Check dynamic pricing, partner booking fees, taxes and change rules before moving points speculatively.
Eligible points to Asia Miles: 10% after registration
Cathay's official campaign runs through August 28, 2026. Members must register with their Cathay membership number, name and email, then convert points from an eligible U.S. financial or hotel partner listed by the campaign.
Because Cathay awards the promotion, the 10% may not appear on the bank or hotel transfer screen. Save the registration confirmation, campaign terms and transfer receipt, and confirm your exact sending program appears on the U.S. partner list.
A 10% bonus is modest. It makes sense only when Asia Miles already has the award you need and the mileage price, cash surcharges and cancellation policy are competitive.
Recently expired promotions
These entries show recent frequency only and are no longer available. Old 2018–2021 promotions and broken WordPress spoiler shortcodes have been removed from the current guide.
| Promotion | Past bonus | Ended |
|---|---|---|
| Hotel points → United MileagePlus | 25% | June 30, 2026 |
| Citi ThankYou → Wyndham Rewards | 25% | June 13, 2026 |
| Citi ThankYou → I Prefer | 30% | June 13, 2026 |
| Chase UR → Southwest Rapid Rewards | 30% | June 5, 2026 |
| Chase UR → Flying Blue | 20% | May 27, 2026 |
How to calculate a transfer bonus
For a 1:1 partner, transferred points × (1 + bonus percentage) = expected destination points. A 20% bonus turns 25,000 points into 30,000; a 30% bonus turns 50,000 into 65,000.
If the base ratio is not 1:1, apply that ratio before the bonus. A 1:0.75 base ratio plus a 30% bonus produces 1:0.975, not 1:1.05. Tiered offers, caps and separately posted partner bonuses require separate calculations.
When to transfer and when to wait
| Situation | Action | Why |
|---|---|---|
| Bookable award with reasonable taxes | Transfer | The bonus directly lowers the flexible-points cost |
| Small top-up for a strong redemption | Usually transfer | The use is defined and devaluation risk is lower |
| No trip; fear of missing out | Wait | Availability, pricing and rules can all change |
| Cheap cash fare or high award surcharge | Compare total cost | A bonus does not make travel free |
| Name mismatch or first account link | Fix it or test small | Transfers are usually irreversible |
Eight checks before transferring
- Find real award space on the airline or hotel site and rule out phantom availability.
- Compare the full award cost with the cash fare, including taxes and surcharges.
- Verify the base ratio, promotional rate, minimum increment and cap.
- Confirm registration, region, account and partner restrictions.
- Match account names and recheck the loyalty number.
- Identify who posts the base points and bonus and the expected timeline.
- Save terms, registration confirmation, availability and transfer receipts.
- Do not rely on an unposted bonus for a nonrefundable or last-minute trip.
Frequently asked questions
Is the current Chase-to-Aeroplan bonus 20% or 30%?
The limited-time promotion is 20%. Only primary Chase Aeroplan cardmembers who satisfy the separate 10% card benefit—including the 50,000-point single-transfer minimum and annual cap—may reach 30% total.
How many Aeroplan points does 50,000 UR produce?
The 20% promotion produces 60,000. If every condition for the separate Aeroplan cardmember benefit is also met, the total is 65,000.
Does the Asia Miles 10% campaign require registration?
Yes. Cathay requires registration before a conversion from an eligible U.S. financial or hotel partner.
Will the promotional points post with the base transfer?
Not always. An issuer-funded bonus may appear immediately, while a partner-funded bonus can post later. Follow the campaign terms and account activity.
Should I transfer my entire balance during a bonus?
Usually no. Transfers are generally irreversible, and loyalty programs can change pricing, fees and expiration rules. Transfer only what a confirmed use requires.
Sources and verification
- USCreditCardGuide transfer-promotion tracker — Discovery and cross-check for active August 2026 offers
- Cathay 10% Asia Miles conversion campaign — Official deadline, registration steps and U.S. partner scope
- Air Canada: Chase Aeroplan Card — Official terms for the separate 10% benefit, minimum, annual cap and posting time
- Chase Aeroplan rewards details — Issuer description of the cardmember transfer benefit
Summary
As of August 15, 2026, the key active offers are Chase Ultimate Rewards to Aeroplan at 20%–30% and eligible U.S. points to Asia Miles at 10%. Confirm availability and total cost before transferring, and keep expired offers outside the current list.