Editorial image; product art from the issuer. Offers and eligibility are subject to application terms.Citi Strata Premier offers useful 3x everyday categories and transferable ThankYou Points for a $95 annual fee. Its public offer is 60,000 points after $4,000 in purchases within three months.
Spend $4,000 within three months of account opening. Confirm eligibility, APR and terms with Citi.
Highlights
$95.
60,000 points after $4,000 in purchases within three months.
$100 off one $500+ pre-tax Citi Travel hotel booking each year.
None.
ThankYou Points value
Strata Premier unlocks transfers to Citi airline and hotel partners. Ratios and promotions can change, so transfer only after finding an award you can book.
Travel protections
- Trip-delay coverage may reimburse eligible necessary expenses after a qualifying delay.
- Rental-car, baggage and other protections remain subject to the current benefits guide, limits and exclusions.
What to know before applying
- Review Citi's 48-month bonus eligibility language for Premier-family products.
- The $100 hotel benefit requires one $500+ pre-tax Citi Travel booking.
- Compare portal pricing and elite-credit tradeoffs with booking direct.
- Point transfers are irreversible; verify availability first.
Drawbacks
- $95 annual fee：You need category earnings, transfer value or the hotel benefit to offset it.
- Hotel-benefit threshold：The $100 benefit requires a $500+ pre-tax portal booking.
Frequently asked questions
What is the current public bonus?
60,000 ThankYou Points after $4,000 in purchases within three months.
What is the annual fee?
$95.
Which categories earn 3x?
Air travel, other hotels, restaurants, supermarkets, gas stations and EV charging stations.
Does it charge a foreign transaction fee?
No.
Summary
Strata Premier is a balanced mid-tier transferable-points card with broad 3x categories and no foreign transaction fee. Its hotel benefit is restrictive, but useful for travelers already making a $500+ Citi Travel booking.
Confirm the final offer, fees and eligibility before submitting.