Editorial image; product art from the issuer. Offers and eligibility are subject to application terms.Freedom Unlimited is a low-maintenance, no-annual-fee Chase card: 3% on dining and drugstores and 1.5% elsewhere. It works as cash back alone and becomes more flexible when paired with an eligible Sapphire card.
Earn it after $500 in purchases within three months. Confirm eligibility, APR and fees with Chase.
Highlights
$0.
$200 after $500 in purchases within three months.
15 months on purchases and balance transfers, then a variable APR.
Rewards do not expire while the account remains open.
Pairing it with Sapphire
Rewards can generally be combined with an eligible Sapphire account belonging to the same cardmember, opening travel-redemption and transfer-partner options under current Ultimate Rewards terms.
Understanding the intro APR
The 15-month 0% intro APR can help with short-term financing, but balance transfers may carry a fee. Pay the balance before the variable APR begins.
What to know before applying
- The offer is generally unavailable if you currently have the card or received its bonus within 24 months.
- Approval still depends on Chase underwriting and recent-account history.
- Plan repayment before the intro APR expires.
- Confirm the current foreign transaction fee before overseas use.
Drawbacks
- 1.5% is not market-leading：Several no-fee cards earn a flat 2% on general purchases.
- Best travel value needs a companion：Without an eligible Sapphire card, rewards function primarily as straightforward cash back.
Frequently asked questions
Does Freedom Unlimited have an annual fee?
No, the annual fee is $0.
What is the current bonus?
$200 after $500 in purchases within three months.
What does dining and drugstore spending earn?
Eligible purchases earn 3%.
What do other purchases earn?
Eligible purchases earn 1.5% without rotating categories.
Summary
Freedom Unlimited is simple, no-fee and useful across common categories. It is an especially good Chase-combination card; pure cash-back users should also compare flat 2% cards.
Confirm the final offer, fees and eligibility before submitting.