Editorial image; product art from the issuer. Offers and eligibility are subject to application terms.The former 100k-plus-$100 limited offer ended July 29, 2026. Do not apply based on an expired offer.
The application link on this page is the editor's personal referral link. If you apply through it and meet the issuer's terms, the referrer may receive a reward. Using the link does not raise your annual fee, change the application terms, or affect this review.
Highlights
$0.
Complimentary Hilton Honors Silver.
Spend $20,000 in a calendar year for Gold through the following calendar year.
None.
What Silver status offers
Silver is Hilton's entry elite tier, with a points bonus and basic program benefits. Do not value it like Gold or Diamond; stronger breakfast and upgrade benefits generally sit at higher tiers.
A long-term keeper?
With no annual fee, the card can preserve account age and boost Hilton-hotel earnings. Whether everyday 5x or 3x spending is worthwhile depends on how you redeem Hilton points.
What to know before applying
- Check the live offer; the July limited-time offer has ended.
- Amex may find you ineligible for the welcome offer based on prior history.
- 5x categories are U.S.-only and depend on merchant coding.
- Compare Hilton award pricing with cash rates.
Drawbacks
- Limited Silver benefits：Do not expect consistent upgrades or Gold-level breakfast benefits.
- Less-flexible rewards：Hilton points are primarily useful for Hilton stays.
Frequently asked questions
Does the card have an annual fee?
No, the annual fee is $0.
What status does it include?
Hilton Honors Silver.
How can card spend earn Gold?
Spend $20,000 in a calendar year, subject to terms.
Does it charge a foreign transaction fee?
No.
Summary
This card is a simple no-fee Hilton entry point for occasional guests and long-term holders. Frequent Hilton guests should compare Surpass or Aspire for stronger status and credits.
Confirm the final offer, fees and eligibility before submitting.