Editorial image; product art from the issuer. Offers and eligibility are subject to application terms.The no-annual-fee Hilton Honors Card suits occasional Hilton guests who want a long-term hotel-points account. It includes Silver status and no foreign transaction fee; check the live application for the current welcome offer.
The former 100k-plus-$100 limited offer ended July 29, 2026. Do not apply based on an expired offer.
Highlights
$0.
Complimentary Hilton Honors Silver.
Spend $20,000 in a calendar year for Gold through the following calendar year.
None.
What Silver status offers
Silver is Hilton's entry elite tier, with a points bonus and basic program benefits. Do not value it like Gold or Diamond; stronger breakfast and upgrade benefits generally sit at higher tiers.
A long-term keeper?
With no annual fee, the card can preserve account age and boost Hilton-hotel earnings. Whether everyday 5x or 3x spending is worthwhile depends on how you redeem Hilton points.
What to know before applying
- Check the live offer; the July limited-time offer has ended.
- Amex may find you ineligible for the welcome offer based on prior history.
- 5x categories are U.S.-only and depend on merchant coding.
- Compare Hilton award pricing with cash rates.
Drawbacks
- Limited Silver benefits：Do not expect consistent upgrades or Gold-level breakfast benefits.
- Less-flexible rewards：Hilton points are primarily useful for Hilton stays.
Frequently asked questions
Does the card have an annual fee?
No, the annual fee is $0.
What status does it include?
Hilton Honors Silver.
How can card spend earn Gold?
Spend $20,000 in a calendar year, subject to terms.
Does it charge a foreign transaction fee?
No.
Summary
This card is a simple no-fee Hilton entry point for occasional guests and long-term holders. Frequent Hilton guests should compare Surpass or Aspire for stronger status and credits.
Confirm the final offer, fees and eligibility before submitting.