Editorial image; product art from the issuer. Offers and eligibility are subject to application terms.Spend $2,000 within six months. The displayed offer may vary by applicant.
The application link on this page is the editor's personal referral link. If you apply through it and meet the issuer's terms, the referrer may receive a reward. Using the link does not raise your annual fee, change the application terms, or affect this review.
Highlights
- $0 intro fee, then $150：The annual fee is $0 for the first year, then $150.
- Free checked bags：The cardmember and up to eight companions on the same reservation receive a first checked bag free, with an eligible second domestic bag under current terms.
- Rewards：2x on Delta, restaurants worldwide and U.S. supermarkets; 1x elsewhere.
- $100 Delta Stays credit：Receive up to $100 annually on eligible prepaid Delta Stays bookings.
- $200 Delta flight credit：Earn a $200 Delta flight credit after $10,000 in calendar-year purchases.
- Priority boarding and TakeOff 15：Receive Zone 5 boarding and a 15% discount on eligible Delta award travel.
- No foreign transaction fee：No foreign transaction fee.
How to judge long-term value
Delta Gold is the most straightforward Delta card: pay an annual fee for bag, boarding and Delta Stays benefits. It makes the most sense when natural bag savings exceed $150 annually.
What to know before applying
- Not every applicant sees the 80k maximum; confirm your page.
- Bag benefits require eligible Delta flights and the same reservation.
- Compare the $10,000 flight-credit threshold with other cards' rewards.
Drawbacks
- $150 after year one：Harder to justify if you rarely fly Delta or check bags.
- No lounge access：Compare Reserve or premium cards for lounge access.
Frequently asked questions
What is the current offer?
The application may show up to 80,000 SkyMiles after $2,000 in six months.
Does the bag benefit cover companions?
Up to eight eligible companions on the same reservation can receive a first bag free.
Summary
Delta Gold is the most straightforward Delta card: pay an annual fee for bag, boarding and Delta Stays benefits. It makes the most sense when natural bag savings exceed $150 annually.
Confirm the final offer, fees and eligibility before submitting.