【2019.11 更新】今天有用戶 report 自己運通賬戶被關
大概從 11 月 4 日 4pm EST 開始有人彙報，大家在猜測是否與以下事件有關
- 近期有沒有在 bonus categories 製造消費
- 有沒有使用 pay-over-times
- 有沒有自己 refer 自己申卡
- 有沒有被 financial review
- 有沒有用一些方法 reset spend limits
- 有沒有持有多張同樣的信用卡
- 有沒有用今天 bug 首年無年費 Hilton Aspire 鏈接申卡
已經有專門的帖子討論，主要猜測還是 self-referral 導致的
【2019.10 更新】這兩天又來了一撥 claw back，有些朋友的積分已經顯示了負數
比上次更嚴重的是，部分用戶也不能生成 referral link 了，會提示「Your Card is not eligible to participate in this campaign」。
詳細討論可以看這個帖子
【2019.7 更新】Reddit 上有 data point 爆出，最近不少賬戶運通 MR 積分有大幅減少的現象
有人賬號少了 90k 積分，並且收到了運通如下的郵件。
“We are writing to let you know that, after careful review of your Membership Rewards® account activity, we have removed points in your Membership Rewards® program account. Please ensure that any Additional Card Members who are authorized to redeem points from your account are notified of this change in your Membership Rewards balance.
Why we are removing these points We recently noticed point accrual or redemption activity on your Membership Rewards program account that indicates an effort to obtain or use points in a manner that is not appropriate. It’s important for you to know that the Membership Rewards program terms and conditions state that “If we in our sole discretion determine that you have engaged in abuse, misuse or gaming in connection with earning or using points or that you may attempt to do so, we may:
Take away any points in your program account, Temporarily suspend your ability to redeem points, Temporarily suspend your ability to earn points, Cancel your program account, or Cancel any of your American Express Cards”
郵件沒有明說，但大家普遍懷疑是跟 self referral 有關。如果已經自己 refer 申卡獲得大量積分，可以考慮儘快 redeem 了，不少被收回的積分就發生在這兩天。至少近期不要 refer 自己申卡比較安全。
